365 Day Penny Challenge + Printable


 penny challenge photo

Start your New Year off right this year while setting yourself up for a little financial freedom next holiday season.  I think we can all agree that we struggle every year to buy all the presents we would like.  Between the cost of presents and a holiday dinner, I find the struggle more difficult each year.

I have always wanted to try the 52 week challenge but find that a little steep, for my pocket, some weeks.  I love the 365 day penny challenge, it fits my budget perfect.  You will start on the first day by putting one penny in.  Day two put in two pennies.  Day three, 3 pennies.  Day 100, will be $1.00.  The highest amount you will put in on one day, is day 365, you will put in $3.65.  Now that is totally doable!

At the end of 365 days, you will have painlessly saved $667.95.  Easy peasy!

This is so easy, I think I will encourage my boys to start this challenge as a way to save up for their future.  In 10 years there will be almost $7000 and that is with no interest earned.  Put that in an interest bearing account and see that figure grow!

Use this adorable printable below to print and place on yours savings jar.  Set it up where you will see it every night and use your spare change from the day. 

 Click on the image to print

Thank You Card(4)


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  • Reply
    Donna Smythe
    December 30, 2016 at 4:29 pm

    Shut the front door, 1 penny can lead to $667, in one year. what would 5 cents amount to, that would give enough for presents and dinner for me, with left overs.

  • Reply
    December 24, 2017 at 1:06 am

    This will be my 3rd year and it is fantastic. Sound too easy? It is simple in the beginning but gets harder toward the 6th month and so on. i did developed my own payout sheet and instead of trying to come up with the daily change due, I put the money in on Monday’s for a whole week. Good Luck….

  • Reply
    Ruth Cox
    December 25, 2017 at 7:37 pm

    Love the penny challenge! Facebook shared!

  • Reply
    $50 Amazon Gift Card or Paypal - Sparkles to Sprinkles
    January 21, 2018 at 12:48 am

    […] Put a few pennies aside and start your own 365 Penny Challenge. […]

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